Home Ownership Fund
Whatever stage of life you’re at, there’s a home-financing pathway built for you, starting from a minimum 10% deposit instead of the usual 20%.
For most Nigerian families, the obstacle to owning a home isn’t the monthly repayment but the deposit: finding a fifth of the purchase price in cash, up front, while still paying rent.
The Home Ownership Fund (HOF) tackles this from every angle. Rather than a single product, HOF is four complementary financing windows for different kinds of buyer, sharing one goal: getting more Nigerians into a home of their own, sooner.
Depending on your income, employment and savings, you put down a minimum 10% of the price of your prospective home, and HOF, together with our funding and mortgage partners, funds the rest.
Fund performance
- 1,000+
- Low-cost mortgages created
- 36%
- % of mortgages issued to women
A new homeowner receives her key
Our funding & mortgage partners
Participating institutions
For more information
Speak to the Home Ownership Fund team.
“FHFL opens multiple pathways for Nigerians to turn the dream of homeownership into reality.”