Question 1

When did FHFL start operating?

Accepted Answer

FHFL was registered in 2016 and has been operational since 2018.

Question 2

What does FHFL do?

Accepted Answer

Family Homes Funds Limited is a dedicated housing finance institution committed to expanding access to affordable homes for Nigerians while creating jobs and improving communities. We mobilise capital, structure financing and build the partnerships that turn Nigeria’s housing deficit into homes people can afford.

Question 3

Who owns FHFL?

Accepted Answer

FHFL was established by the Federal Government of Nigeria as part of its Housing Intervention Programme. It is a partnership between the Ministry of Finance Incorporated (51%) and the Nigeria Sovereign Investment Authority (49%).

Question 4

Which funds and programmes does FHFL run?

Accepted Answer

Four funds: the Affordable Housing Fund, the Home Ownership Fund, the Rental Housing Fund and the Land and Infrastructure Development Fund. Alongside them we run Social Housing, the National Student Housing Programme, Renewed Hope Cities and Estates, and Artisan Skills Training.

Question 5

How do I know a message is really from FHFL?

Accepted Answer

Genuine messages come from an @fhfl.com.ng email address or our official phone numbers. FHFL never charges for training places, jobs or tenders. If in doubt, do not respond and report it.

Question 6

What does the Affordable Housing Fund finance?

Accepted Answer

Building construction, on-site infrastructure (estate roads, water, sewage, power) and external works. It does not finance land acquisition or third-party professional fees.

Question 7

How large can a facility be?

Accepted Answer

Up to ₦2 billion per eligible private-sector project and up to ₦5 billion per eligible public-sector project, subject to appraisal and approval.

Question 8

How long does assessment take?

Accepted Answer

Typically up to three weeks from receipt of a complete submission.

Question 9

Does artisan training cost anything?

Accepted Answer

No. Training, assessment and starter toolkits are free, and trainees receive a monthly stipend.

Question 10

How do I apply for artisan training?

Accepted Answer

Recruitment runs by cohort and state. When no cohort is open, register your interest and we will contact you.

Question 11

How are social housing beneficiaries chosen?

Accepted Answer

With state governments, local authorities and community structures, against agreed criteria, verified through documented vetting and confirmed at a public screening. There is never a fee.

Question 12

Do you charge recruitment fees?

Accepted Answer

Never. Anyone asking for money for an FHFL job is running a scam.

Question 13

How do I become a supplier?

Accepted Answer

Registration is free.

An innovative housing finance institution expanding access to home ownership across Nigeria

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